Loan Documents

List  of Document for Salaried

Applicant KYC

1, PAN card Must (We can consider ID Proof ,Age & Signature  Proof)

2, Address Proof ( as per RBI norms, Ration card Voter ID card, Passport, Gas bill)

 Income Proof.

1, Latest  6 Month Salary slip

2, Latest 7 Month salary credit bank statement

3, Latest 2 year Form 16

4, Three year employment continuity proof

5, Two year bonus proof

6, Current CTC structure

7, Highest educational Qualification Proof

8,  Processing fees Cheque leaf fro salary credit account.

9.Perment address proof

 Co applicant must for Home loan.

Co - applicant   KYC

1, PAN card must if salaried considered. (We can consider ID Proof & Age Proof)

2, Address Proof ( as per RBI norms, Ration card Voter ID card, Passport, Gas bill)

3, Relationship proof.

If Co applicant Income to be considered  all the mentioned above income proof required.

Applicant & Co applicant passport Size each 2 photo latest.

Applicant & Co applicant has to self attest their respective documents.



List  of Document for NRI salaried.

Applicant KYC

1, PAN card Must (We can consider ID Proof & Age Proof)

2, Address Proof in residing country

3, Power of attorney in our bank format

4, valid passport & Visa copy (Green card if having)

 All the above KYC  & POA has to notarized from the residing country.



Income Proof NRI

1, Latest  6 Month Salary slip

2, Latest 7 Month salary credit bank statement

3,  Latest 7 month NRE/NRO bank statement

3, Latest w2 form 16 or Tax statement.

4, Credit score & Credit (CIBIL)report

5, Employment continuity proof(3years)

6, Bonus proof (2Years)

7, Current CTC structure

8, Highest educational Qualification Proof

9, Processing fees Cheque leaf from NRE/NRO account.

10. Perment address proof.

10. GPA autorotation  letter hard copy Or Soft copy from official mail ID.

Co applicant can come as a POA Holder. (OR) Applicant & Co- applicant can nominate their blood

relative as a POA Holder.

Co applicant income to be consider  the above mentioned KYC & Income proof have submit.

POA holder KYC required.

Applicant, Co applicant & POA holder passport Size each two photo must.

Applicant & Co applicant has to sign on their respective documents


List of For Self Employed.

KYC

1, PAN card Must (We can consider as ID Proof ,Age & Signature  Proof)

2, Address Proof ( as per RBI norms, Ration card Voter ID card, Passport, Gas bill)

Income Proof

3  yrs IT Returns  with Saral & Balance Sheet.

 Latest 1 year bank statement savings account.

Latest 1 year bank statement current account.

Company Registration Copy. (or) MOA

 Business Proof.  For  5  Years

Business profile in letter head

Office address proof

Co applicant must for Home loan.

Co - applicant   KYC

1, PAN card must if salaried considered. (We can consider ID Proof & Age Proof)

2, Address Proof ( as per RBI norms, Ration card Voter ID card, Passport, Gas bill)

3, Relationship proof.

If Co applicant Income to be considered all the income proof required.

Applicant & Co applicant passport Size each 2 photo latest.

Applicant & Co applicant has to self attest their respective documents.

No comments:

Post a Comment